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About the Book
This new, Third edition of Financial Institution Bonds represents the most current and comprehensive analysis of the current edition of The Financial Institution Bond available since its adoption in 1986. Since the Second edition of this book was published in 1998, there have been significant developments in the case law construing and applying the financial institution bond in both its standard and various manuscript forms and policy forms.
Among the changes include the 2004 revision of the Financial Institution Bond, Standard Form No. 24, and the 2005 publication of the Financial Institution Crime Policy for Banks and Savings Institutions published by the Insurance Services Office, Inc, to complement its commercial crime policy forms.
Topics included in this valuable reference: " A brief history of the Financial Institution Bond " Who is a covered "employee" under the Financial Institution Bond Discovery of loss: the contractual predicate to the claim " Forgery or alteration " The loan exclusion " Salvage " The potential income and principal other exclusions " An insured's guide to effective claims, investigation, presentation and resolution " Litigation strategies from the insured's and insurer's viewpoints " An appendix contains a set of current and predecessor bond forms for ease of reference to readers of these articles.
Today, many insurers often use their own policy forms which can contain both standard and manuscripted provisions. All these changes dictated the need for this new edition of Financial Institution Bonds. Like the previous edition, this third edition of Financial Institution Bonds will prove to be an indispensable reference for all fidelity practitioners.
A number of the chapters have been completely rewritten by new authors, and all of the chapters have been updated and expanded. As in the previous edition, a Master Appendix of current and predecessor bond forms is provided at the end of the book. If you are looking for a complete guide to The Financial Institution Bond, this is the one resource you need.
