Professional Liability Insurance Directory
Back to Insurance Company List
The Bar Plan Mutual Insurance Company
Contact
Karen McCarthy
The Bar Plan Mutual Insurance Company
1717 Hidden Creek Court
St. Louis, MO 63131
PH: 800/843-2277
Email:
States Where the Carrier Writes:
Indiana, Kansas, Missouri, New Mexico and Tennessee
Do you write professional insurance for judges:
No
# of Years Writing Legal Insurance:
Since 1986
Restrictions:
None, but practice area impacts premium
Size Guidelines:
Writes firms of all sizes
Highest Available Limits of Liability:
$5 Million each claim & aggregate; excess limits up to $20 million available by facultative agreement
Deductible:
Minimum $1,000; maximum of $100,000
Limits in Excess of Deductible:
No
Defense Costs Included in Limits:
Yes, separate defense limit available by endorsement.
Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from insured's activity and/or capacity as such.
Securities Exclusion:
No, Coverage available for additional premium may apply.
Defense for Malicious Prosecution, Abuse of Process or Defamation:
No provision in the policy, but in practice malicious prosecution, defamation and abuse of process are defended.
Prior Acts Coverage:
Yes, included provided insured did not give notice to another carrier and no claim based on such act or omission has not been made against the insured.
Input Re: Selection of Counsel:
No provision in the policy, requests will be considered, but company retains the right to final selection.
Consent to Settle Provision:
Insured's consent required, but if insured refuses a settlement to which the claimant and company agree, liability may be limited to the amount for which the claim could have been settled. Prior notice required.
OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:
Partners Leaving: Yes
Employed Attorneys Leaving: Yes
Part-time Legal Work: Yes
Non-practicing Lawyers: Yes. Extended reporting available to attorneys leaving private practice.
Government: Yes
In-house: Limited moonlighting coverage available
