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Lawyers Mutual Insurance Company of Kentucky

Contact
Asa P. Gullett
Lawyers Mutual Insurance Company of Kentucky
323 W. Main St.
Suite 600
Louisville, KY 40202
PH: 502/568-6100
Email:

Additional Contact
Jane Long
Lawyers Mutual Insurance Company of Kentucky
323 W. Main St.
Suite 600
Louisville, KY 40202
PH: 502/568-6100
PH: 800/800-6101
Email:

www.lmick.com

States Where the Carrier Writes:
Kentucky

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
19 Years

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$10 Million per claim & aggregate

Deductible:
Minimum $1,000; maximum varies with number of attorneys

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity or capacity as such.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, abuse of process, defamation.

Prior Acts Coverage:
Available if insured did not give notice to any other insurer of any such act, and the insured had no basis to believe that the insured had breached a professional duty or committed a personal injury, and there is no other policy which provides insurance.

Input Re: Selection of Counsel:
No provision in the policy, but input is welcome.

Consent to Settle Provision:
Insured's consent required; but if insured refuses to consent the company's liability shall not exceed the amount for which the claim could have been settled.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: Yes

In-house: No

Updated: 02/04/2009

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