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Plus Companies, Westchester Fire Insurance Co. - Law/Pro Plus

Contact
www.thepluscos.com/plus-4.html

States Where the Carrier Writes:
Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Dist. Of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Vermont, Virginia, Washington, Wisconsin, West Virginia, Wyoming

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
22 Years

Restrictions:
No sole practitioners

Size Guidelines:
Writes firms with 2-100 attorneys

Highest Available Limits of Liability:
$10 Million per claim $10 Million aggregate

Deductible:
Minimum $2,500 per claim-deductible is annual aggregate-option to buyout deductible on defense costs

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
No

Insured's Activities for Entity Not Covered by Policy:
Excludes any insured acting partner, director, office or employee.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, Malicious prosecution, abuse of process, defamation.

Prior Acts Coverage:
Yes, included if wrongful act occurred after retroactive date of policy.

Input Re: Selection of Counsel:
The insured does not have input regarding the selection of counsel.

Consent to Settle Provision:
Yes, but if insured rejects settlement the insurance company liability is capped.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Partners Leaving: Yes

Employed Attorneys Leaving:Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No

Updated: 07/10/2009

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