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Travelers - DRI (Defense Research Institute Program)
Contact
Patti McCarron, Managing Director
Travelers - DRI (Defense Research Institute)
385 Washington Street
MC 503A
St. Paul, MN 55102-1396
PH: 651/310-8765
Email:
States Where the Carrier Writes:
All States except Puerto Rico and the Virgin Islands
Do you write professional insurance for judges:
No
# of Years Writing Legal Insurance:
57 Years
Restrictions:
Generally none
Size Guidelines:
Writes firms of all sizes
Highest Available Limits of Liability:
$10 Million each claim & aggregate
Deductible:
Minimum $2,500 to maximum $500,000 loss only deductible (insured pays deductible only in event of settlement or judgement).
Limits in Excess of Deductible:
Yes
Defense Costs Included in Limits:
Both defense costs in and outside of limits available, firms with Securities exposure will be written on Defense
within limits form in most states.
Insured's Activities for Entity Not Covered by Policy:
Excludes claims unless arises out of performance of defined professional services. Non-profit D&O sublimit included.
Securities Exclusion:
Generally no, firms with securities exposure will be written on defense within limit form in most states.
Defense for Malicious Prosecution, Abuse of Process or Defamation:
Provides coverage for person injury offenses, including malicious prosecution and defamation.
Prior Acts Coverage:
Yes, included provided insured had no knowledge of a prior wrongful act nor any reasonable way to foresee that a claim might be brought.
Input Re: Selection of Counsel:
Mutual selection of counsel available.
Consent to Settle Provision:
Insured's consent required; if insured refuses, company will not pay more than it would have paid if consent had been given.
OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:
Partners Leaving: Yes
Employed Attorneys Leaving: Yes
Part-time Legal Work: No
Non-practicing Lawyers: Yes
Government: No
In-house: Yes
